Discover Montenegro’s Bay of Kotor: 7 Affordable Stays In This Hidden Coastal Escape + 2-Day Itinerary

Nestled between mountains and the Adriatic Sea, Montenegro’s Bay of Kotor feels like a secret. It’s quieter than many Mediterranean destinations yet filled with dramatic coastlines, historic villages, and peaceful coves.

Here are seven affordable stays and an itinerary that offer charm, water access, and breathtaking views. Pick the one that fits your style and budget. Each gives you a fantastic base to wake up to sea air.

1. Boka Gardens Seaside Resort, Kotor: Elegant waterfront apartments, private beach access, panoramic views of the bay

2. Seaside House Kotor, Kotor: Historic villa adjacent to the water, with terraces and seaside ambiance

3. Apartments Gudco, Perast: Stylish apartments close to the waterfront in Perast

4. Apartments David, Perast: Comfortable, well rated, short walk to beach spots

5. Hotel Admiral, Perast: A historic mansion right on the bay’s edge

6. Montebay Perla, Prcanj: A stunning 4-star option with sea views and beach access in Prcanj

7. Studio Scala, Dobrota: Away from the busy Old Town on a quiet strip it is simple but prime location close to Virtu Beach in Dobrota

2-Day Itinerary

Here’s how you could spend two days in and around the Bay of Kotor, Montenegro, mixing boat tours, driving excursions, and hidden corners.

Day 1: Islands, Caves & Coastal Waves

Start early with the Kotor Sightseeing: Lady of the Rocks & Blue Cave Group Tour a 3-hour boat excursion that takes you from Kotor to the man-made islet of Our Lady of the Rocks, cruises past sub-marine tunnels and Mamula, then drops you into the Blue Cave for a swim.

After the boat trip, head into Perast for lunch by the water and stroll through its elegant alleys. In the afternoon, opt for the Magnificent Boka Bay Private Tour a customizable 3-hour cruise that lets you linger where you like, snorkel in quiet coves, and explore on your own time. Return to Kotor in time for sunset. Walk old town and settle into a cozy dinner under lantern light among stone buildings.

Day 2: Coastal Villages & Montenegro’s Highlights

Dedicate your second day to land and sea. Book the Montenegro Private Tour: Kotor, Perast, Our Lady of the Rock, Budva a 4-hour drive tour that gives you freedom to stop where you want, with a boat ride from Perast to the islet church as part of the route.

If time allows, you can connect into a longer group experience such as the Great Montenegro Tour, Lovcen NP, Mausoleum Lovcen, River of Crnojevic, Sveti Stefan which visits more of the country while weaving back to the bay in the evening.